Platform Disclosures

Estimates Only

All numbers, projections, and reports generated by RewardFlow are estimates. They are derived from generalized models applied to user-provided spending data. We make no guarantee of exact point accruals, cash value realized, or financial outcomes. Actual results will vary based on individual card issuer rules, changing terms, and specific merchant coding.

No Guaranteed Outcomes

Using this platform does not guarantee approval for any credit card or financial product. Approval is at the sole discretion of the issuing bank. RewardFlow cannot guarantee income, savings, or specific financial yields from utilizing the strategies modeled within the software.

Referral Separation

RewardFlow maintains strict separation between its analytical estimate logic and potential referral compensation. The mathematical models used to project opportunity are independent of whether a specific product offers a referral fee. If a user chooses to apply for a product via a link provided by RewardFlow, the company may receive compensation from the issuer.

Cards and Program Rules

Card terms, sign-up bonuses, category multipliers, and point valuations are subject to change by the issuer at any time without notice. RewardFlow attempts to maintain an accurate database of these terms but does not warrant that the stored rules perfectly reflect the real-time live terms of the issuing bank.

No Financial Advice

RewardFlow is a software tool for data visualization and estimation. We are not financial advisors, tax professionals, or legal counsel. Nothing presented within the application should be construed as binding financial advice.